Credit cards

Credit built for rewards, flexibility, and control.

Choose a Heritage Peak credit card that supports everyday spending, travel, or premium cash-back goals.

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Heritage Peak credit card lineup
Card options

Pick the credit card that matches how you spend.

Everyday

Peak Rewards

Cashback on groceries, fuel, and streaming with no annual fee.

$0 annual fee Apply
Premium

Heritage Reserve

Airport lounge access, elevated travel points, and preferred advisor service.

$295 annual fee Apply

Instant controls

Freeze your card, set spending alerts, and manage online purchases from your banking profile.

Flexible payments

Choose autopay, custom due-date reminders, and statement views that simplify monthly planning.

Fraud monitoring

Activity monitoring and secure verification help reduce unauthorized-card risk.